Bank BRE — Response¶

Response structure for the Bank BRE workflow.

Success Response¶

HTTP 200 OK¶

{
  "request_id": "<request_id>",
  "user_id": "<user_id>",
  "reference_id": "<reference_id>",
  "workflow_version_path": "workflow_bank_v1",
  "engine_history": [],
  "output_data": {
    "ecm": {},
    "rules_output": {
      "final_decision": {
        "Decision": "Reject",
        "LoanAmount": null,
        "DecisionReason": "bank bre checked",
        "RulesEvaluation": {},
        "version": "v1",
        "rule_engine_name": "bank"
      },
      "pre_bureau": {}
    },
    "features": {
      "output_features": {}
    },
    "prev_output_features": {}
  }
}

Response Fields¶

Field	Type	Description
`request_id`	string	Unique identifier for the request
`output_data.rules_output.final_decision.Decision`	string	Final decision — `Approve`, `Reject`
`output_data.rules_output.final_decision.LoanAmount`	number	Approved loan amount, `null` if rejected
`output_data.rules_output.final_decision.DecisionReason`	string	Reason for the decision
`output_data.rules_output.final_decision.rule_engine_name`	string	Name of the rule engine that made the decision

EMI Strategy¶

For EMI-based strategies, the final_decision will contain different keys instead of Decision and LoanAmount:

Field	Type	Description
`output_data.rules_output.final_decision.EmiDecision`	string	Final decision for EMI strategy — `Approve`, `Reject`
`output_data.rules_output.final_decision.LoanOffers`	array	List of approved EMI loan offers

Example LoanOffers entry:

{
  "product_code": "PL_EMI_LT_25K",
  "tenure_months": 3,
  "pf_percent": 4,
  "interest_rate": 25,
  "emi_amount": 4000,
  "loan_amount": 10000
}

Error Responses¶

Refer to the BRE API error responses for common error codes.

Previous¶

See Bank BRE — Request for the request structure.